Finance without the fog
An FCA-authorised credit broker working with Evolution Funding, who place your application across a panel of lenders. The first step is a soft search that leaves no mark on your credit score.
FCA 843223
A credit broker, not a lender — authorised and regulated by the Financial Conduct Authority.
How it works
- 1
Check eligibility
Two minutes on My Car Credit. Soft search only — lenders can't see it, and it can't hurt your score.
- 2
See real figures
Actual rates and monthlies for the car you want, not advert numbers. HP and PCP explained side by side.
- 3
Drive it away
Sign digitally, we handle the paperwork with the lender, and the car is prepared while the money moves.
What it looks like on a real car
Three cars on the forecourt right now, at each end of the range and in the middle. The monthly figures are estimates on a stated basis, not quotes — the real numbers come from the eligibility check.
Every monthly figure on this page is an estimate that assumes a 10% deposit over 48 months. It is illustrative only — not a quote, not an offer, and not a rate you have been accepted for.
The straight version of the small print
W Jones of Bognor are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 843223. We may receive a commission from the lender for introducing you to them; the amount and how it is worked out is disclosed before you sign.
Your car is the deposit
A part-exchange value comes straight off the price, and outstanding finance on your current car is settled inside the new agreement.
Get a guide price for yoursQuestions the calculator can't answer?
Ask a person. We'll talk you through HP versus PCP, what a deposit does to the monthly, and what your part exchange changes — before you apply for anything.